Checklist Of Items Lenders Need To Approve Your Loan ApplicationDear , The following list of items has been compiled for your convenience. You will need to bring this information to your mortgage application in order to expedite the processing of your mortgage loan.
- A check for your credit report and appraisal
- Your residence addresses for the past two years
- Names, addresses and phone number of your landlords for the past two years
- Present value of all real estate owned
- Names, addresses, phone numbers and contact person for all employers for the last two years
- W-2 Forms for all employers for the last two years
- Pay stubs covering the most recent 30 day period (all current jobs)
- Addresses, account numbers and current balances for all checking, savings and other deposit accounts
- Two most recent months' bank statements (all accounts, all pages)
- Evidence of alimony or child support, a copy of the court order and ages of child(ren)
- Copy of divorce decree and separation agreement(if applicable)
- Social security and other benefit award letters if being used toward qualifying income
- Documentation relating to any special issues such as bankruptcy, credit problems and recently established accounts for deposits or loans
- Copy of deed, most recent tax bill and most recent homeowner's insurance bill (for refinance only)
FOR VA LOANS:
- DD214 of Certificate of Eligibility (original)
IF YOU ARE SELF EMPLOYED:
- Two years personal tax returns
- Two years partnership/corporate tax returns (if applicable)
- Year to date profit and loss statement, signed by accountant
REAL ESTATE AGENTS, PLEASE PROVIDE:
- Copy of MLS listing sheet
- Complete ratified contract of sale (all pages)
- Your personal business card
- Name, address and phone number of condominium management company (if applicable)
I hope you have enjoyed this special report. We currently have over 40 creative loan programs to fit your needs. Please contact us at 703-497-3936 to set up your FREE No-Obligation consultation where we will meet to tailor a program to fit your needs and comfort levels for monthly payment and investment.
Sincerely,
Markita Aldridge-Woods WestStar Mortgage 3350 Commisssion Ct. Woodbridge, Virginia 22192
Phone: 703-497-3936 Fax: 703-991-5945
P.S. If you would like to get started now please click the following link or image below to fill out a Free No-Obligation Secure Online Application and we will contact you to schedule a free consultation to help you get the home of your dreams with the best terms available...regardless of your credit! 
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