Seller Will Help Pay Your Mortgage for Two Years

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Home Buyer: How You Can Get into a New Home at a Lower Interest Rate and a Lower Monthly Payment

Today, real estate is a buyer’s market which is good news for you, of course, when you’re looking to get into that new home. Prices are good, and there are plenty of homes available.

Still, the monthly payment may be too high for you. If this is the case, there’s a tried-and-true method available to solve that problem for you.

It’s called the EZ Start Program and it suits today’s real estate market very well. 

Here’s how it works: For a small fee paid by the seller, the lender lowers the interest rate for you in a stair-step fashion for one to three years. And it’s done in this fashion:

In the first year of the mortgage, the interest rate is 2 percentage points below market.

In the second year, the interest rate rises to 1 percentage point below the rate at the time the loan was made.

After two years, the rate rises to the original interest rate for the life of the mortgage.

As you can see, this method leaves more money in your pocket those first two years of the loan. But those aren’t the only benefits you receive from the program.

All of the mortgages in this program are fixed-rate, 30-year mortgages. For you, this brings the security of knowing exactly what your interest rate will be for the life of the loan. You won’t experience any of the “sticker shock” that comes with Adjustable Rate Mortgages (ARMs).

And here’s another advantage you’ll appreciate – FHA, VA, and Fannie Mae all participate with my EZ Start Program. This means you have several channels through which to obtain that mortgage, making it easier to get a loan.

Below is an example to demonstrate specifically, how the EZ Start Program works for you...Click Here to view or download the full report